Designed for entry-level consumer lenders, consumer credit personnel, and bank employees who need to understand consumer credit. This up-to-date, insider’s view of consumer lending offers essential information about the maze of regulations governing credit practices and reviews loan processing, cross-selling, and collections.
After successfully completing this class you should be able to:
➢ identify components of the consumer installment credit market
➢ describe various loan products
➢ trace the lending process
➢ apply credit math and loan pricing principles
➢ recognize variables that affect loan structure
➢ identify opportunities for cross-selling bank products