Commercial Lending ILO

Description

** All materials needed to complete your course are included in the cost of the course. **

Suitable for anyone who wants to learn more about the commercial lending process—the backbone of most banks’ lending portfolios. Learn what goes into making a successful commercial loan and how to manage a customer relationship once the loan is approved.

Learning Objectives

• Recognize the process and types of information business bankers should acquire during a business development call
• Identify sources of repayment that are appropriate for various commercial loan borrowing arrangements and the factors that affect collateral value
• Explain the process and importance of a credit investigation
• Identify and explain the loan negotiation process
• Identify the causes of problem loans and steps to resolving them

Audience

Commercial and/or business bankers and credit analysts. Students should take Analyzing Financial Statements prior to this course or have equivalent work experience.

This course requires proctored exams.

Course Credits

ABA Professional Certifications: 45.0 CLBB

ABA Certificates: This course applies to the Certificate in Business and Commercial Lending.

ACE Credits: 3.0 in commercial lending, banking, or finance.