A practical introduction to financial statement analysis from the perspective of the commercial loan officer. Gain the skills needed to effectively assess the risks related to a customer—current and prospective—and evaluate possible sources of repayment for the loan.
- Analyze the financial data and evaluate the risks of different industries
- Describe the considerations a lender needs to take into account when using ratios to evaluate financial performance
- Explain the importance of cash flow and the various tools for cash flow analysis, such as the UCA Cash Flow Model and Global Cash Flow
- Describe the basic formats and analysis techniques for personal financial statements as well as tax returns
Commercial and/or business bankers and credit analysts. The recommended prerequisite course is General Accounting.
This course requires proctored exams.
ABA Professional Certifications: 45 CLBB
ABA Certificates: This course applies to the Certificate in Business and Commercial Lending.
ACE Credits: 3.0 in analyzing financial statements, financial accounting, or financial accounting and analysis.
December 6, 2021 – April 1, 2022