Reg DD: Disclosures and Payment of Interest


SKU: caf1a3dfb505 Category:


The Truth in Saving Act, and its implementing regulation, Regulation DD, were designed to help consumers make more informed decisions about deposit accounts. This course provides an overview and purpose of Regulation DD disclosures and describes the types of accounts subject to the regulation and the types of disclosures that banks must provide.

Bank personnel is responsible for opening new accounts, explaining fees, and quoting rates to consumers.


  • Explain the background and purpose of the Truth in Savings Act and Regulation DD
  • Explain disclosures required when opening accounts, when certain time deposits such as CDs renew, and when terms change
  • Explain what banks must disclose in response to both a general inquiry and a specific request
  • Describe the disclosure requirements when presenting periodic statements to customers​
Created: May 2021
Code: A2079SP
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