The pandemic has made financial matters even harder for individuals and families. How do you get a good foundation or recover from unanticipated situations? From budgeting, saving, and reducing debt, to making timely investment choices and planning for the future, our Personal Finance certificate provides students with the tools they need to take charge of their financial life.
COVID-19 has caused widespread damage to the economy — so wide that it can be easy to overlook how unevenly households are suffering. But new data in 2021 reveal households that either have had someone with COVID-19 or include someone who has a disability or special needs are much more likely to also be hurting financially.
More than four in 10 households across the country report facing serious financial problems due to the COVID-19 outbreak. More than four in 10 also report having lost employment, been furloughed, or had wages and hours cut. Among those with job or wage losses during the outbreak, two in three homes report severe financial issues.
And those with the slimmest margin for error, the most vulnerable to the virus, have been hit the hardest; as the income bracket shrinks, so grows the economic impact.
Topics covered include financial goal setting, saving and investing, budgeting, financial risk, borrowing and credit. Because financial planning is such a personal topic, you will be encouraged to define your own financial goals and objectives while we discuss concepts and provide tools which can be applied in helping you reach those goals.