The ABA Certificate in Business and Commercial Lending explores what to look for when analyzing business and personal financial statements and tax returns. The certificate includes three new courses— CRE Cash Flow and Cap Rates, Treasury Management and Effective Commercial Loan Write-Ups—as well as critical new topics on CRE, fraud, BSA/AML and asset-based lending. After completing this comprehensive series, you will have an in-depth understanding of business sectors, legal structures and why businesses borrow, and be ready to bring in new, qualified business to the bank. Pre and post-tests allow seasoned lenders to test out.
The curriculum has pre and post-tests that allow seasoned lenders to test out of content areas with which they are familiar, and provides a more efficient learning experience. More importantly, the ABA Certificate in Business and Commercial granted at the completion of this curriculum lets the industry know learners are “credit trained” and ready to bring in new, qualified business.
This curriculum focuses on commercial and industrial lending (C&I), and excludes commercial real estate or investment properties.
Audience: Commercial and/or Business Bankers and Credit Analysts
Included in the ABA Certificate in Business and Commercial Lending curriculum are;
- Understanding Business Borrowers
- Analyzing Business Financial Statements and Tax Returns
- Analyzing Personal Financial Statements and Tax Returns
- Qualitative Analysis and Determining a Credit Risk Rating
- Loan Structuring, Documentation, Pricing and Problem Loans