Most people are not bad with money. They are tired, stretched, and trying to do two hard things at once.
Pay down the debt. Build the savings. Do both at the same time.
The new episode of The KEY to Your Next Step is live, and we sit with that tension honestly. Snowball vs. avalanche. Where to put the next dollar. How to make progress without feeling like you are punishing yourself for being human.
Here is the thing. You do not have to fix everything overnight. You just have to start.
Listen on Spotify