Real Estate Settlement Procedures Act (RESPA) (ABA)

Real Estate Settlement Procedures Act (RESPA) (ABA)- Course Code A2074SP

In Real Estate Settlement Procedures Act (RESPA) students will learn how to identify activities, disclosures, and specific job responsibilities that are required by the Real Estate Settlement Procedures Act (RESPA), one of the many consumer protection laws that govern financial institutions and mortgage lenders. After an overview of the history of the law, its purpose, and the extent of its coverage, the course identifies the RESPA disclosures required at different stages of the home buying process and the importance of each to the customer/borrower.


The course also identifies activities specifically prohibited under RESPA and discusses the legal requirements
concerning escrow accounts. After completing this course, students will be able to protect themselves, their financial
services institution, and, most importantly, the consumers they assist in the home buying process.

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