Community Reinvestment Act Regulation BB introduces this federal law that requires federal banking regulators to evaluate the record of the financial institutions they regulate. It explains how regulators evaluate the efforts of the financial institutions in meeting the credit needs of the assessment area they serve, including low- and moderate-income neighborhoods. This course provides background information about the development of the CRA. It provides an overview of the examination categories and the ratings given for the examinations. This course also describes the information that must be made available to the public.