Designed for credit analysts, commercial lenders, branch managers, and others interested in learning how to structure commercial loans will find this a beneficial program. This program is designed for lenders who want to better understand how to structure loan packages for business customers. It will explore the wide variety of issues associated with analyzing the creditworthiness of businesses and the need to provide adequate and appropriate financing for those businesses.
➢ Understanding repayment ability
➢ How to value collateral
➢ The use of loan covenants
➢ Using subordinated debt financing in combination with bank and other senior debt
➢ Seasonability and how it affects cashflow
➢ The challenge of financing growing businesses